● Institutional E-E-A-T Standards
Financial Research & Editorial Review Board
Our calculators and guides are audited against CFPB federal disclosure rules, Freddie Mac PMMS interest rate surveys, and Fannie Mae Single Family Selling Guides.
Governing Mathematical & Underwriting Standards
CFPB Regulation Z
TILA-RESPA Integrated Disclosure (TRID) mathematical standards for Annual Percentage Rate (APR) and finance charge computation.
Fannie Mae / Freddie Mac
Selling Guide Section B3-6 DTI underwriting ratios (28% front-end / 36% back-end) and conforming loan limits.
Federal HPA of 1998
Homeowners Protection Act statutory cancellation rules for Private Mortgage Insurance (80% borrower request / 78% automatic).